Policy Features

Coverage benefits of the specialty collectibles policy include:

• Agreed Value Coverage - Qualifying collections are insured for their full collector value, and never depreciate. Coverage also applies to accessories such as model train layouts, and product packaging.
• Broad Coverage includes damage caused by accidental breakage, fire, flood, theft, hurricane, earthquake, and more.
• Collector’s Choice Plan - Ideal for collectors who desire additional coverage for damage that occurs:
• During the shipment of newly purchased items
• While repairing, restoring or retouching an item (up to $2,000)
• While an item is being handled or worked on (up to $2,000)
• To property stored or displayed outside the residence for more than 30 days
• Due to theft from an unattended vehicle
• Coverage also includes Special Occasion Usage of fragile collectibles such as glass, ceramic, crystal, porcelain, stoneware and other fragile collectibles.
• Inflation Guard Protection automatically increases items valued over $2,000 by 2% quarterly, up to 8% annually, at no additional cost.
• Automatic coverage for new additions to a collection up to $2,000; simply notify us of new purchases within 30 days.

Why Collectibles Insurance?

Because if it's worth collecting, it's worth protecting! Broad coverage includes damage caused by accidental breakage, fire, flood, theft, hurricane, earthquake, and more. Qualifying collectibles are insured for their full collector value, with no deductible (most states).

Which Collectibles Qualify? Coverage is available for a wide range of collectibles (see examples below).

• Advertising Memorabilia (antique signs, tins)
• Animation Art (Disney, Warner Brothers)
• Automotive Memorabilia (gas pumps, vintage signs)
• Cameras (antique/collectible)
• Carousel Animals (original & reproduction)
• Ceramics (china, porcelain, pottery)
• Christmas Collectibles (Dept 56, Christopher Radko
• Clocks (antique/collectible)
• Comic Books/Comic Art (Marvel, DC)
• Coins (Modern, Ancient, Commemorative)
• Crystal/Glass (Swarovski, Fenton)
• Die Cast Model Cars/Trucks (ERTL, Matchbox)
• Dolls (Barbie, Madame Alexander)
• Figurines (Hummel, Precious Moments, Lladró)
• Guns (pre and post WWII)
• Juke Boxes/Upright Arcade Games
• Military (historical helmets, uniforms, medals, badges)
• Miniatures & Doll Houses
• Model Trains/Toy Trains/Train Layouts (Lionel, American Flyer)
• Movie Memorabilia
• Musical InstrumentsPaper Collectibles (Rare Books, Maps, Prints)
• Pottery/Glass (McCoy, Lenox)
• Prints (limited editions)
• Quilts (antique/collectible)
• Radios/Victrolas
• Sports Memorabilia (signed balls, jerseys)
• Stamps (U.S., Foreign)Teddy Bears (Boyds Bears, Steiff)
• Toys (Marx wind-ups) & Action Figures (Star Wars)
• Transportation Memorabilia (aviation, nautical)
• Wine & Accessories