Contractor Program
Contractors have specific needs such as liability, miscellaneous tools and equipment carried on and to the jobsites, they have expensive tools that need listed on the insurance policy, they can do accidental damage to other people's homes, buildings, and equipment.
Because contractors provide a valuable service, their work may cause damage to property or injury and even death to someone.
Included Coverages:
- $ 3,000 Unscheduled Tools & Equipment
- $ 50,000 Rented or Leased Equipment
- $ 10,000 Installation Materials
- Blanket Waiver of Subrogation Coverage
- $ 500,000 Damage to Rented Premises
- Liability Limits up to $ 2,000,000
- Primary & Non-Contributory Coverages
Optional Coverages:
- Accounts Receivable Records
- Business Income
- Communication Equipment
- Contractors Errors & Omissions Coverage
- Cyber Liability
- Electronic Data Liability
- Elevator/Escalator Inspection
- Employee Benefits Liability
- Employee Theft
- Employee Tools & Clothing
- Equipment Breakdown
- Forgery & Alterations
- Fuel, Accessories & Spare Parts
- Hired & Non-Owned Auto Liability
- Identity Theft
- Money & Securities
- Office Contents
- Outdoor Property
- Outdoor Signs
- Owned Buildings
- Rental Reimbursement (rental expenses)
- Short Term Pollution Coverage
- Scheduled Tools & Equipment
- Snow Plowing: Residential & Light Commercial
- Trailers & Contents
- Utility Services Coverage
- Valuable Papers & Records
- Various Additional Insured Endorsements
We can also provide Workers Compensation, Business Automobiles, Commercial Umbrella Liability, and Bonding...