Home, Condo & Renters
Cameras
Photographic equipment eligible for coverage under the personal articles form includes cameras; projection machines and equipment pertaining to the machines; portable sound and recording equipment; home video cameras, playback recorders, and related equipment; and miscellaneous property such as films, binoculars, telescopes, microscopes, and similar equipment used with cameras.
Note that binoculars, etc., are eligible only if used in conjunction with photographic equipment.
Each piece of equipment — camera, projector, recording device, etc. — must be individually described and valued. If, for example, a camera and light meter are to be insured, there must be a specific amount of insurance indicated for the camera and for the light meter.
In some instances, it may be necessary to furnish evidence of the value of property to be insured. Generally the description of the property includes the make, model, serial number, and date of purchase and this information should be given when an application is submitted.