Home, Condo & Renters
Silverware, Goldware, Pewterware, Platedware
Individually owned silverware, goldware, pewterware, and platedware may be covered as an insured class of property under the personal articles form. As with other classes of property insured under this policy, this is all risks coverage on a worldwide basis. Obviously, it will not always be practical to schedule each item of property in this class. Hence, the rules permit writing protection on a blanket basis, if desired.
The silverware provisions of the personal articles form exclude pens, pencils, flasks, smoking implements and accessories, and articles of personal adornment. This property is insurable under rules applicable to the jewelry class.
Note that silverware is not one of the classes of property which are included under the additionally acquired property clause of the personal articles form. Any newly acquired property in this class must be specifically added to the policy if coverage is desired.