Jewelry is typically covered under renters and homeowners insurance policies. But that coverage is not usually enough to cover the full replacement cost, and even a jewelry specific rider added to your homeowners policy has its limits.
You left your ring somewhere, on a beach towel or in a public bathroom. It`s out there somewhere and you can`t find it. It`s covered.
We all know that feeling of dread when something we cherish is stolen. But you can rest assured that your stolen piece is covered, too.
You hit your diamond ring on the edge of a table and it cracks, or you`re pulling on a sweater and a prong is bent. Accidents happen. We'll cover that.
Sometimes jewelry just disappears, it could be lost, stolen or hanging out in a drainpipe somewhere. You may not be able to explain how, where or when it vanished. Don`t worry, that`s covered.