A Choice of Coverage to Fit Your Specific Needs You select the coverage term length (minimum of 30 days in most states; maximum term length varies by state), then choose your deductible, and coinsurance that fit your budget.

Once you meet your deductible, you pay a percentage of covered expenses (coinsurance) to the coinsurance out- of-pocket maximum amount you selected. Then insurance pays 100% of the remaining covered expenses to the lifetime maximum benefit.

Why should I consider this coverage?
These plans can help bridge the gap in coverage if you:

• must wait until the next Open Enrollment or are waiting for other coverage to begin;
• are between jobs;
• retired early; or
• just graduated college.

Keep in mind that you may owe an additional payment on your taxes because these plans are not ACA compliant.

Nationwide Network

• Use any doctor in the Choice network across the nation.
• No Primary Care Physician (PCP) required.

Access to Quality Care from:

• Any network specialist without needing a referral.
• 1.4 million physicians and other health care professionals.
• More than 6,500 hospitals and other facilities.
• No Balance Billing. Our network providers will not balance bill you for eligible expenses.
• Health care professionals in the network agree to provide you quality care at lower fees.

Supplemental Accident Optional Benefit
Reduce or eliminate your out-of-pocket exposure for accident-related injuries for additional premium.

Supplemental Accident helps cover your deductible or other out-of-pocket medical expenses (before the health insurance starts paying covered expenses) for unexpected injuries.

You select a maximum amount ($1,000, $2,500, $5,000, $10,000 or $12,500) per accident, per covered person.

Call us, email us, or text message us for a complete brochure.