Snowmobile Insurance
Liability
Provides coverage to the insured should the insured become legally responsible for damages to another party because of an auto accident. The agreement also provides for defense costs coverage in case the insured is sued by the injured party.

Medical Payments
Subject to the limit of liability shown on the declaration page, if you pay the premium for Medical Payments Coverage, the insurance company will pay the usual and customary charge for reasonable and necessary expenses, incurred within three (3) years from the date of an accident, for medical and funeral services because of bodily injury:

  • sustained by an insured person;
  • caused by accident; and
  • arising out of the ownership, maintenance or use of a snowmobile

Comprehensive / Other than Collision
Loss caused by the following...

  • Missiles or falling objects;
  • Fire;
  • Theft or larceny;
  • Explosion or earthquake;
  • Windstorm;
  • Hail, water, or flood;
  • Malicious mischief or vandalism;
  • Riot or civil commotion;
  • Contact with bird or animal; or
  • Breakage of glass

Collision Coverage
Collision means the upset of your covered vehicle being operated by you, or their impact with another vehicle or object (except an animal).